WEALTH STRATEGY MASTERS’ LIFE ALTERING CONFESSIONS……..
"Farmers are great at growing crops, but no one ever taught us how to grow our own capital”
Dan Allen is giving farmers free copies of his bestselling book to show you how to grow capital outside of the bank’s grip and pass the farm on to the next generation.
The Wealth Book Every Farmer Should Read Before Borrowing Another Dollar...
From the desk of Dan Allen
Edmonton, Canada.
Somewhere near Lloydminster,
Saskatchewan (born and raised farm boy)
Dear Fellow Farmer or Rancher,
If you’ve ever felt like you’re working harder than ever but still not getting ahead…
If you’ve watched the banks profit off your sweat and land…
And if you’ve worried whether your children can carry on the farm you’ve built…
Then this may be the most important book you’ll ever read.
My name is Dan Allen, and I know what it feels like to almost lose everything.
I grew up on a Saskatchewan farm. Learned to ride before I learned to drive.
In my 20s it was my turn. I built a hog barn, raised piglets… and borrowed every dollar I could.
Then came the 1980s. Prime hit 21.5%. Operating loans over 23%. One year, a third of our crop went just to pay for the combine.
It felt like getting bucked clean off a horse. Suddenly everything I’d worked for was in jeopardy.
I worked two full-time jobs to keep the farm alive. Miles on the road. Hours away from family. Home at night to fix fences and tend the hogs.
And that’s when it sank in: I wasn’t working for my family anymore. I was working for the banks.
So I tried to outsmart them. After getting crushed in the ’80s, I swore I’d never let banks hold me like that again.
If I couldn’t pay cash, I didn’t buy it.
At first, it felt responsible. No debt. No interest. No banker over my shoulder.
But here’s the problem: every time I spent a dollar, it was gone. That dollar never earned again. Every purchase meant starting from zero.
And no matter how hard I tried, the pile never seemed to grow.
I bought land. Even tried a rental condo. But cash flow was shaky, and I was still at the mercy of rates, markets, and weather.
That’s when it hit me: paying cash wasn’t freedom. It was just another trap — a quiet one where money worked once, then quit.
Then one day, driving the Yellowhead, I heard five simple words on the radio:
“Become your own banker.”
At first I thought, What does that even mean?
But the more I listened, the more it clicked. If banks make money by controlling the flow of cash… what if I could take that role back?
What if my money could work for my family again and again?
That idea stopped me cold.
My wife went to an event to learn more. She came home and said, “Dan, I think this will work.”
She was right. We started in 2014.
And today, more than 11 years later, we’ve done something I never thought possible back in those hard years…
We control our own capital.
That one shift changed everything.
Because when you control your capital…
- You decide how to finance major expenses without asking a bank’s permission.
- You decide where your money flows instead of letting it vanish the moment you spend it.
- And you decide how to keep more of your hard-earned wealth working for your family.
That’s not even the best part.
There’s so much more you can do with this process… but I’ll get to that in a moment.
First, let me show you where it all started.
And the best part?
It’s not just about breaking free from banks. It’s about passing on a legacy.
Here’s the tough truth… most family wealth? Gone within three generations.
Grandpa builds it. Dad holds it together. The kids? Poof. It slips away.
Not because they’re bad kids, but because nobody handed them a system or the know-how to keep it growing.
You’ve probably seen it yourself. Families that worked their whole lives to build something… only to watch it unravel when the next generation took over.
That’s why I wrote Growing Your Own Capital.
This isn’t theory. It’s the exact playbook my family has used since 2014 to keep more of our money, finance major expenses without banks, and pass on a system strong enough to last generations.
Inside, I’ll show you:
- How to set up your own family banking system step by step.
- How to replace operating loans with a line of credit you own and control.
- How to recapture interest you’ve been handing to the banks for decades and keep it growing on your farm.
- How to make sure your kids inherit more than dirt they inherit a roadmap.
Look… money doesn’t have to be this big, stressful thing.
What if you had a setup where the farm basically paid you back every time you spent?
Need seed? Fuel? A new piece of iron? Fine. Run it through your own system and keep the dollars working for you instead of watching ’em disappear.
That’s the idea.
It keeps the farm strong. It keeps you independent. And it makes sure the next generation gets more than just land, they get a way to actually grow it.
That’s why I put together Growing Your Own Capital.
It’s not some boring finance book.
It’s a simple playbook, farmer to farmer on how to quit feeding the banks and start feeding your own family system.
And if we can pull this off?
So can you.
We’ve laid out every crucial step of this proven, step-by-step capital-building process in our bestselling book, Grow Your Own Capital.
Within days of release, it became a top-selling title among farm families across North America because it hits home.
Now, I know what you might be thinking:
“Is this really any different from all the financial talk out there?”
That’s a fair question.
We’ve also deployed this wealth-building strategy across countless families and individuals…
Bought a truck without bleeding cash. Instead, we ran it through our family bank… every payment circled back to us while our money kept compounding…(This meant no more starting from zero after big purchases.)
Helped our grandson pay for nursing school from the family bank… every repayment is building his own capital for future opportunities. He’s learning smart habits and staying debt-free before he graduates.
Loaned money to our kids for vehicles and business needs… at fair terms that kept the interest in the family.(Now money doesn’t cause tension it brings us closer at Sunday dinner.)
Started with my wife’s policy… then mine… then one for every child and grandchild. Each year the net grows wider and stronger… giving them more choices, more breathing room, and more protection than we ever had. That’s a legacy built to carry three generations forward.
We’ve helped families, from those just starting out to those securing their legacy for future generations.
People from all walks of life have used our strategies to gain flexibility and freedom in achieving their goals.
Whether it’s paying off mortgages early, financing their children’s education, or achieving financial freedom—all while keeping the wealth within their own family.
But before I dive into the details, let me show you some more proof…
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Customer Reviews
See Why Thousands Of People Are Raving About This Book…
Here’s Just A Mere Fraction Of The Gold You’ll Discover In These Pages
- The Bank Trap You Were Born Into: How traditional financing quietly steals your future wealth(You work the land. The banks work with your money. Here’s how to flip that script.) — Page 19
- Turning Your Farm’s Cash Flow Into a Capital Engine: The strategy hidden in plain sight (Most farmers think cash flow is for expenses. What if it could fund your next expansion — and your retirement?) — Page 46
- How to Fire the Bank Without Burning the Bridge: Using their rules to build your own system(The goal isn’t to hate banks. It’s to use their playbook… for your family instead of theirs.) — Page 52
- The Silent Wealth Killer: Opportunity cost and the money you’ll never see again (It’s not the interest you pay that hurts most — it’s the interest you lose forever when you pay cash.) — Page 68
- How Families Become Their Own Source of Financing: Real stories from farmers who stopped starting over (When every truck, combine, or land purchase builds your family’s system instead of draining it.) — Page 73
- From Dependence to Legacy: Teaching the next generation to bank within the family (The smartest inheritance isn’t money — it’s the system that creates it.) — Page 88
Dan’s 4 Principles for a 3‑Generation Family Bank
These are the pillars we use (and teach):
Principle #1: Passive Income That Grows Daily —Your cash value increases daily by contract. Add private family lending, and your money keeps multiplying while you sleep. The system builds income you don’t have to “go earn,” so even when yields drop, your capital keeps harvesting in the background.
Principle #2: Transfer Wealth That Lasts Beyond You —Most families pass down land and hope for the best. We pass down capital, control, and the know-how to keep it all growing. By focusing on rising death benefits and smart structure, we transfer wealth and wisdom without feeding the taxman.
Principle #3: Major Purchases on Our Terms —Trucks, combines, livestock, and land improvements all financed through our own system. We decide the terms, keep the profit, and never start from zero again. Every purchase strengthens the family bank instead of the commercial one.
Principle #4: Continuation for the Next Generation — Our grandkids learn money the way we learned hard work. From student loans to business starts, they borrow from and repay the family bank. Through regular family banking meetings, we educate them so everyone is prepared.
We could tell you more, but it’s better to hear it directly from our clients at one of our exclusive, client-only events.
"It’s nice to have that freedom and know the money stays with us"
"Gave me a good path to teach my kids, so they can continue the process for future generations"
"You can start out with 100 bucks a month if you're on the fence or afraid, and then you'll just see the magic happen"
"IBC isn't just about finances—it's about rethinking your thinking"
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Customer Reviews
CASE STUDY: The Banker’s Man
A prairie grain‑and‑cow‑calf operator renewed his operating line every year. Equipment purchases? Back to the bank. Calves? Bank. A used baler? Bank.
His banker was “a good guy.” But the farmer noticed: the banker always seemed better off at the end of the season than he was.
He ran his own math. Over 12–15 years:
Interest paid out exceeded what he’d spent on seed + fuel + repairs combined.
Each time he finished a loan, he had to start over for the next piece of iron.
During a drought, he had to ask permission to skip or restructure while interest kept ticking.
When he adopted a Family Banking System:
He redirected a portion of annual cash flow into properly structured, dividend‑paying policies.
Within the first few seasons, he began funding inputs and mid‑ticket purchases via policy loans.
Repayments flowed back to his system.
In a bad year, he set his own terms and caught up when cash flow improved—no penalties, no groveling.
Over time, the family insured multiple lives (spouse, kids), expanding the capacity of their “financial grain bin.”
Payoffs from retiring bank debt stayed inside their system, creating more capital for the next season’s opportunities.
The impact:
Liquidity on demand.
Less buyer’s remorse (no starting over).
A calmer house. Fewer fights about money.
A farm that felt theirs again.
(You’ll see the full breakdown and math flow inside the book enough to copy the framework for your own operation, step by step, without exposing private client data.)
Here's What To Do Next
Okay, as I mentioned before, this book is free.
Simply fill in your details below and you’ll receive the full digital edition instantly in your inbox.
But if you’re the kind of person who loves the feel (and even the scent) of a brand-new book.
No worries, we’ve got you covered.
After you claim your free digital copy, I’ll also share a special page where you can grab the physical book for free, but YOU pay for shipping.
Why Are We Giving This Book Away 100% Free Of Charge?
Well, there are actually 2 reasons…
1) To honor the man who started it all.
I was blessed to learn directly from R. Nelson Nash, the founder of this movement. The last time I saw him, he reminded us to practice it, communicate it, and coach others.
This book is one way I’m keeping that promise a tribute to a man whose ideas changed not just my finances, but my family’s future.
2) To show you it really works by showing you how.
Too many of us have been working harder than ever and still feel like we’re spinning our wheels, paying banks first and hoping there’s something left over for the family.
This book lays out a proven process that’s already helping farm families reclaim control, protect their operations, and build something that lasts.
If it can work for families like ours, it can work for yours, too.
There Is High Demand For This Book, If It Takes A Few Seconds To Land In Your Inbox, Please Be Patient...
Like I mentioned before, this book is 100% free. Just drop your details below and you’ll get the full digital edition delivered instantly to your inbox.
If you prefer the audiobook or want the physical copy in your hands, you’ll also see options to grab those at a small fee after you claim your free digital book
Real Talk: What Happens If You Don’t Do This?
This is what happens when you do this?
Another season of payments leaving your farm and never coming back.
Another equipment purchase that makes the bank richer and resets you to zero.
Another year of hoping your lender understands ag when times get tight.
Another family conversation where money turns to tension instead of teamwork.
Another missed chance to model stewardship, your kids and grandkids can follow.
And what happens when you do this?
You decide when to borrow, how to repay, and what to finance on your terms
Your “payments” build your system.
Your capital keeps growing every day, even while you’re using it.
Your family’s money conversations become calm, clear, and cooperative.
Your kids and grandkids learn how to keep the farm and the wealth in the family.
Jayson Lowe
Richard Canfield
P.S.
Well, look at that, you made it all the way to the end.
If you’re the kind who likes to skip straight to the good part, here it is:
I’m sending you a free digital copy of my book — the same one that’s helping farm and family folks across North America build, protect, and pass on what they’ve worked a lifetime to create.
There’s no catch. No fine print. Just real strategies and stories that have made a difference for families like ours.
All I ask is that you read it with an open mind and maybe a hot cup of coffee nearby.
DOUBLE P.S.
Still reading? Then you’re my kind of person.
If you’ve made it this far, it’s because this stuff matters to you, your family, your farm, and the future you’re working so hard to protect.
And if it matters to you, then you deserve more than just a digital copy sitting in your inbox.
That’s why I’ll also offer you a FREE physical copy of the book — something you can hold in your hands, flip through, underline, and keep on your shelf.
All I need is a small help from you: just cover the shipping & handling.
But hurry — I printed fewer than 200 copies to give away like this, and when they’re gone, that’s it.
If you’ve read this far, you already know… this isn’t about getting rich quick, it’s about taking control.
So claim your copy now.
You won’t regret it
FAQ?
Yes. The process is the same on both sides of the border. You’ll use dividend‑paying whole life from strong mutual companies. Tax rules vary, so we show you how to think and act smartly in your jurisdiction.
Yes, there sure is.
If you’d rather hold a real book in your hands or listen to the audiobook.
You can grab those versions when you fill out the form for your free digital copy. I’ll take you to a special page where you can grab a physical copy for free. Just cover the shipping.
No. Many families begin while still paying down conventional loans. The strategy helps you transition away from third‑party debt—without starving the operation.
That’s one of the biggest advantages. Unstructured policy loans let you set terms in lean times and catch up in good ones—without penalties and without asking permission.
That’s when I started. It still changed everything—for me, my kids, and my grandkids. You’re building a 3‑generation platform; older starters just plan smartly.
No. This is a financing process that changes who profits from your financing. You still make all the same real‑world choices… only now you own the platform.
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